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KreditBee

664

Personal loan app for salaried and self-employed individuals.

Personal Loans
Digital Lending
Active

Founded

2018

Team Size

400

Total Funding

₹831 Cr

Valuation

₹4,980 Cr

About

Personal loan app for salaried and self-employed individuals.

Unique Selling Proposition

Core Differentiator

AI-driven instant credit assessment targeting underserved salaried and self-employed segments with minimal documentation

Target Market

Young professionals and self-employed individuals in Tier 2/3 cities seeking quick personal loans

Key Innovation

Proprietary credit scoring algorithm using alternative data points for thin-file and new-to-credit customers

Competitive Moats
🧠Data/AI Moat
Medium

Accumulated lending data on millions of borrowers creates superior credit models and risk assessment capabilities

🌐Network Effects
Medium

Growing borrower base improves underwriting accuracy and attracts more capital partners

Brand
Medium

Early mover advantage in app-based lending has built recognition among target demographics

Funding Snapshot
Free preview

₹224 Cr

Total Raised

2

Rounds

Series D

Latest · Feb 28 2026

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Full Funding History

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Funding History

Latest Round

2023-01-01

₹224 Cr

Investors

Various Investors

Series D

Feb 28 2026

N/A

Details

Location

Bengaluru, Karnataka

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Financial Metrics

Growth Rate

47%

Funding Rounds

2

VedAI Score
664/1000
Developing