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663

Business banking platform for SMEs and startups.

Neobanking
Neobanking
Active

Founded

2017

Team Size

400

Total Funding

₹830 Cr

Valuation

₹8,300 Cr

About

Business banking platform for SMEs and startups.

Unique Selling Proposition

Core Differentiator

Integrated business banking platform combining current accounts, automated bookkeeping, expense management, and embedded credit for SMEs in a single interface

Target Market

Indian SMEs and startups requiring comprehensive digital banking infrastructure

Key Innovation

API-first architecture enabling seamless integration of banking, accounting, and business management tools with automated reconciliation

Competitive Moats
🔒Switching Costs
Medium

SMEs become dependent on integrated accounting, payroll, and banking workflows making migration difficult

🌐Network Effects
Medium

Growing vendor payment network and integration ecosystem increases platform value with scale

🧠Data/AI Moat
Medium

Transaction and business data enables superior credit underwriting and personalized financial products

⚖️Regulatory
Medium

Banking partnerships and compliance infrastructure create barriers for new entrants

Funding Snapshot
Free preview

₹249 Cr

Total Raised

1

Round

Latest Round

Latest · 2022-01-01

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Full Funding History

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Funding History

Latest Round

2022-01-01

₹249 Cr

Investors

Various Investors
Details

Location

Bengaluru, Karnataka

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Financial Metrics

Growth Rate

69%

Funding Rounds

1

VedAI Score
663/1000
Developing