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Perfios

658

SaaS company providing financial data analytics.

Real-time Credit Decisioning
Data Analytics
Active

Founded

2008

Team Size

600

Total Funding

₹299 Cr

Valuation

₹2,490 Cr

About

SaaS company providing financial data analytics.

Unique Selling Proposition

Core Differentiator

Real-time financial data aggregation and analytics platform processing millions of transactions across 1000+ financial institutions with AI-powered decisioning.

Target Market

Banks, NBFCs, fintech companies, and enterprises requiring automated financial statement analysis and credit underwriting

Key Innovation

Proprietary OCR and machine learning technology that can accurately extract and categorize financial data from unstructured documents across multiple formats and languages

Competitive Moats
🧠Data/AI Moat
Strong

15+ years of proprietary financial data models trained on billions of transactions with deep institutional knowledge of Indian banking formats

🌐Network Effects
Strong

Integration with 1000+ financial institutions and thousands of enterprise customers creates compounding data advantages and API stickiness

🔒Switching Costs
Strong

Deep API integration into critical lending and underwriting workflows makes replacement expensive and risky for enterprise clients

⚖️Regulatory
Medium

RBI Account Aggregator framework participant with compliance certifications that create barriers to entry

Funding Snapshot
Free preview

₹95.2 Cr

Total Raised

2

Rounds

Series C

Latest · Nov 15, 2025

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Full Funding History

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Funding History

Latest Round

2013-01-01

₹87.2 Cr

Investors

Various Investors

Series C

Nov 15, 2025

₹8 Cr

Details

Location

Bengaluru, Karnataka

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Financial Metrics

Growth Rate

56%

Funding Rounds

2

VedAI Score
658/1000
Developing