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Fi Money

641

Money management app with savings features.

Fintech
Neobanking
Active

Founded

2019

Team Size

250

Total Funding

₹623 Cr

Valuation

₹4,150 Cr

About

Money management app with savings features.

Unique Selling Proposition

Core Differentiator

AI-driven money management with automated savings and insights integrated into a neobanking experience targeting young, salaried urban Indians.

Target Market

Millennial and Gen-Z salaried professionals seeking smarter financial management

Key Innovation

Behavioral nudges and automated savings mechanisms combined with federal bank partnership for full banking capabilities

Competitive Moats
🔒Switching Costs
Medium

Primary banking relationship with salary account integration creates friction for users to switch platforms

🧠Data/AI Moat
Medium

Transaction data and spending patterns enable personalized financial insights and recommendations over time

⚖️Regulatory
Weak

Banking partnership with Federal Bank provides regulatory compliance foundation, though not exclusive

Funding Snapshot
Free preview

₹187 Cr

Total Raised

3

Rounds

Series C

Latest · May 18, 2025

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Full Funding History

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Funding History

Latest Round

2024-01-01

₹187 Cr

Investors

Various Investors

Series C

Feb 27 2026

N/A

Series C

May 18, 2025

N/A

Details

Location

Bengaluru, Karnataka

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Financial Metrics

Growth Rate

49%

Funding Rounds

3

VedAI Score
641/1000
Developing